Cheapest = SAVINGS CONTRIBUTION TOP
In an effort to spread the practice among the people in Takaful Malaysia, Etiqa Takaful Takaful Berhad has introduced Pearl Plus - Nilam Barakah, the protection according to Islamic laws that have been reviewed and approved by the Supervisory Council and may be accompanied by all nations.This plan is designed specifically for entry NUTP members and their family.
Monthly contributions from the participants (members NUTP), 43% will be credited to the investment fund as savings for old age (Participant Accounts-AP), while 57% will be credited to the charitable funds (Special Account Participant-AKP) as 'Tabarru' for the purposes unity, and cooperation keikhwanan to help fellow players misfortune.
Etiqa Takaful Berhad as the operator of the funds would invest the accumulated contributions and investment profits will be shared by sharing. Profit sharing ratio of the investment fund is 80% and 20% of the company.
If a participant ceases to contribute, stop working, early retirement and so forth, it is required of all total joint contribution of Mudharabah profits from the investment fund will be returned. Contribute the maximum allowed a total of RM 100 will benefit from a critical illness up to a maximum of RM 50,000.